What's your retirement income gap?
Your income gap is what's left over after Social Security, pensions and other steady income. It's the amount your savings will have to cover every month.
What to do with your number
Most people plan to cover the gap by withdrawing from savings. That works, as long as the market cooperates and the money lasts as long as you do. The alternative is to cover the essential part of the gap with guaranteed income, so the bills get paid no matter what the market does.
On a call, I'll look at your gap, your savings and your timeline, and show you a few ways to close it, including options that don't involve an annuity.
Have a question about your money?
Bring me the numbers: a CD that's coming due, a 401(k) you're about to roll over, or an illustration someone sent you. I'll give you a straight read on it. The call is free and commits you to nothing.